Venmo Fee Calculator

Calculate Venmo transaction fees and see exactly how much the recipient gets and what it costs you for any transaction type.

send_moneyVenmo Fee Calculator

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Transaction Details

Transaction Amount

Transaction Type

Payment Method

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Fee Summary

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Enter a transaction amount to see the fee breakdown

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About Venmo Fee Calculator

The Venmo Fee Calculator helps you instantly determine the fees Venmo charges for different types of transactions. Whether you are sending money to friends using a credit card, receiving business payments, or transferring funds to your bank account, this tool breaks down the exact cost so there are no surprises. It covers all Venmo fee structures including personal sends, business transactions, instant transfers, and standard bank transfers.

All calculations run entirely in your browser with no data sent to any server, keeping your financial information completely private. Simply select your transaction type and payment method to see a real-time breakdown of fees, what the recipient gets, and your total cost.

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How to Use

Enter Transaction Amount

Type the dollar amount you want to send, receive, or transfer.

Select Transaction Type

Choose from Send Personal, Business Payment, Instant Transfer, or Standard Transfer to apply the correct Venmo fee structure.

Choose Payment Method

For personal sends, select your funding source — Credit Card, Debit Card, Bank Account, or Venmo Balance — as this determines whether a fee applies.

Review Fee Breakdown

Instantly see the Venmo fee, what the recipient gets, your total cost, and the effective fee rate for your transaction.

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Frequently Asked Questions

Does Venmo charge a fee to send money to friends? expand_more

Sending money to friends and family on Venmo is free when you use a debit card, bank account, or your Venmo balance. However, if you use a credit card, Venmo charges a 3% fee on the transaction amount. For example, sending $100 with a credit card costs $3.00 in fees, for a total of $103.00.

What are Venmo business transaction fees? expand_more

When a business receives a payment through Venmo, the fee is 1.9% of the transaction amount plus a flat $0.10 per transaction. For a $100 business payment, the fee would be $2.00 ($1.90 + $0.10), meaning the business receives $98.00.

How much does Venmo instant transfer cost? expand_more

Venmo Instant Transfer charges 1.75% of the transfer amount, with a minimum fee of $0.25 and a maximum fee of $25.00. This means for transfers over approximately $1,428.57, the fee is capped at $25.00 regardless of the amount.

Is there a fee for standard bank transfers from Venmo? expand_more

No, standard bank transfers from Venmo are completely free. The trade-off is that standard transfers take 1 to 3 business days to arrive in your bank account, whereas instant transfers are available within minutes for the 1.75% fee.

Are these Venmo fee calculations accurate? expand_more

This calculator uses Venmo's standard published fee rates. Your actual fees may vary if Venmo updates its pricing or if special promotions apply. Always check the Venmo app or website for the most current fee structure before making large transactions.