Cash App Fee Calculator

Calculate Cash App transaction fees and find out how much the recipient receives after fees for any funding source and transfer type.

phone_androidCash App Fee Calculator

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Transaction Details

Transaction Amount

Source of Funds

Type of Transaction

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Fee Summary

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Enter a transaction amount to see the fee breakdown

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About Cash App Fee Calculator

The Cash App Fee Calculator helps you quickly determine how much Cash App will charge for your transaction and how much the recipient will actually receive. It covers all common Cash App scenarios including sending money with different funding sources (credit card, debit card, bank account, or Cash App balance), standard bank transfers, and instant deposits — so you always know the exact cost before you send.

All calculations run entirely in your browser with no data sent to any server, keeping your financial information completely private. Whether you are splitting a bill, paying a freelancer, or cashing out your balance, this tool gives you instant clarity on Cash App fees.

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How to Use

Enter Transaction Amount

Type the dollar amount you plan to send or transfer through Cash App.

Select Source of Funds

Choose how the transaction is funded — Credit Card, Debit Card, Bank Account, or Cash App Balance — as fees vary by source.

Choose Transaction Type

Pick whether you are sending money to another user, doing a normal (standard) bank transfer, or an instant transfer to see the applicable fee.

Review Fee Breakdown

Instantly see the Cash App fee, the amount received after fees, and the effective fee rate for your transaction.

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Frequently Asked Questions

Does Cash App charge a fee for sending money? expand_more

Sending money on Cash App is free when funded by a debit card, bank account, or your Cash App balance. However, sending money with a credit card incurs a 3% fee. For example, sending $100 with a credit card costs $3.00 in fees, and the recipient receives $97.00.

What is the fee for Cash App instant transfers? expand_more

Instant transfers (cash out to your bank instantly) charge a fee between 0.5% and 1.75% of the transfer amount, with a minimum fee of $0.25 and a maximum of $25.00. The exact rate depends on your account and transaction details. Our calculator uses a typical rate of 1.5%.

Are standard (normal) Cash App transfers free? expand_more

Yes, standard bank transfers through Cash App are completely free. The trade-off is that they typically take 1-3 business days to arrive in your bank account, whereas instant transfers arrive within minutes but incur a small fee.

Why does Cash App charge a fee for credit card transactions? expand_more

Credit card networks charge interchange fees to Cash App for processing credit card payments. Cash App passes this cost on to the sender as a 3% fee. To avoid this fee, you can link a debit card or bank account instead, which are free to use for sending money.

Is this calculator accurate for all Cash App transactions? expand_more

This calculator uses Cash App's standard published fee structure. Actual fees may vary slightly based on your account status, transaction history, and Cash App's current terms. Instant transfer fees in particular can range from 0.5% to 1.75% — we use 1.5% as a typical estimate. Always confirm exact fees in the Cash App before completing a transaction.