Stripe Fee Calculator

Calculate Stripe processing fees and find out exactly how much you receive after fees for any transaction type.

paymentsStripe Fee Calculator

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Transaction Details

Transaction Amount

Transaction Type

Pass Fee to Customer

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Fee Summary

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Enter a transaction amount to see the fee breakdown

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About Stripe Fee Calculator

The Stripe Fee Calculator helps merchants and freelancers instantly determine how much Stripe will charge per transaction and how much they will actually receive after fees. It supports all major Stripe fee structures including domestic card payments, international transactions, in-person Terminal payments, ACH direct debit, and invoicing — so you can accurately forecast your costs across every payment method.

Use the "Pass fee to customer" toggle to reverse-calculate the exact amount you should charge so that, after Stripe deducts its fee, you receive your desired net amount. All calculations run entirely in your browser with no data sent to any server, keeping your financial information private and secure.

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How to Use

Enter Transaction Amount

Type the dollar amount of the payment you expect to receive or charge your customer.

Select Transaction Type

Choose the payment method — Domestic, International, In-person, ACH Direct Debit, or Invoicing — to apply the correct Stripe fee structure.

Toggle Pass Fee to Customer

Optionally enable this to calculate the amount you should charge so that you net your desired amount after Stripe fees.

Review Results

Instantly see the Stripe fee, net amount you receive, effective fee rate, and (if toggled) the amount to charge your customer.

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Frequently Asked Questions

What is the standard Stripe fee for domestic transactions? expand_more

For standard domestic card payments in the United States, Stripe charges 2.9% of the transaction amount plus a flat fee of $0.30 per transaction. For example, on a $100 payment, the fee would be $3.20 ($2.90 + $0.30), and you would receive $96.80.

How are international transaction fees different? expand_more

International card transactions incur an additional 1% surcharge on top of the standard rate, bringing the total to 3.9% + $0.30 per transaction. This applies when the card was issued outside the United States.

What does "Pass fee to customer" mean? expand_more

When you enable "Pass fee to customer," the calculator reverse-engineers the total amount you should charge so that, after Stripe deducts its fee, you receive exactly the amount you entered. For example, if you want to net $100 on a domestic transaction, you would charge approximately $103.40.

How does the ACH Direct Debit fee work? expand_more

ACH Direct Debit charges 0.8% of the transaction amount with no flat fee, but the fee is capped at a maximum of $5.00 per transaction. This makes ACH very cost-effective for large payments — a $1,000 ACH transfer costs only $5.00 in fees.

Are these fee calculations accurate for my Stripe account? expand_more

This calculator uses Stripe's standard published rates as of 2024. Your actual fees may differ if you have negotiated custom pricing with Stripe, use Stripe Connect, or have additional services enabled. Always check your Stripe Dashboard for your exact fee structure.