PayPal Fee Calculator

Calculate PayPal processing fees and find out exactly how much you receive after fees for any transaction type and country.

account_balance_walletPayPal Fee Calculator

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Transaction Details

Transaction Amount

Country

Transaction Type

Cross-border Transaction

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Fee Summary

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Enter a transaction amount to see the fee breakdown

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About PayPal Fee Calculator

The PayPal Fee Calculator helps sellers, freelancers, and business owners instantly determine how much PayPal will deduct from any transaction and how much they will actually receive after fees. It supports all major PayPal fee structures including Goods & Services, Invoicing, Charity, Micropayments, and QR Code payments across nine countries — so you can accurately forecast your costs regardless of payment method or location.

Use the "You Should Ask For" result to see exactly how much you need to charge so that, after PayPal deducts its fee, you receive your desired net amount. Toggle cross-border transactions to account for the additional 1.5% international surcharge. All calculations run entirely in your browser with no data sent to any server, keeping your financial information private and secure.

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How to Use

Enter Transaction Amount

Type the amount of the payment you expect to receive or charge your customer. The currency symbol updates automatically based on the selected country.

Select Your Country

Choose your country from the dropdown to apply the correct PayPal fee structure and currency. Rates vary by region — for example, US Goods & Services is 2.89% + $0.49 while Australia is 2.60% + A$0.30.

Choose Transaction Type

Select the payment method — Goods & Services, Invoicing, Charity, Micropayment, QR Code, or Custom Rate — to apply the correct PayPal fee percentages and flat fees.

Review Your Results

Instantly see the PayPal fee, net amount you receive, effective fee rate, and the exact amount you should charge to net your desired amount after fees. Toggle cross-border if the payment is international.

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Frequently Asked Questions

What is the standard PayPal fee for Goods & Services in the US? expand_more

For Goods & Services transactions in the United States, PayPal charges 2.89% of the transaction amount plus a flat fee of $0.49 per transaction. For example, on a $100 payment, the fee would be $3.38 ($2.89 + $0.49), and you would receive $96.62.

How does the cross-border fee work? expand_more

When a transaction involves a buyer and seller in different countries, PayPal adds an additional 1.5% surcharge on top of the standard rate. For example, a US Goods & Services transaction normally charges 2.89% + $0.49, but a cross-border transaction would charge 4.39% + $0.49. This applies to all transaction types.

What is the difference between Invoicing and Goods & Services fees? expand_more

PayPal Invoicing has a higher percentage rate than Goods & Services because it includes additional features like professional invoice templates and tracking. In the US, Invoicing charges 3.49% + $0.49 compared to Goods & Services at 2.89% + $0.49. The flat fee remains the same, but the percentage is 0.60% higher.

How do PayPal QR Code fees work? expand_more

PayPal offers reduced rates for in-person QR Code payments. For transactions over $10 (in the US), the fee is just 1.90% + $0.10 — significantly lower than standard Goods & Services rates. For smaller transactions of $10 or less, the rate is 2.40% + $0.05. These lower rates make QR Code payments cost-effective for in-person sales.

Are the fee rates the same in every country? expand_more

No, PayPal fee rates vary significantly by country. For example, Goods & Services rates range from 2.60% + A$0.30 in Australia to 4.99% + R$0.60 in Brazil. Japan charges 3.60% + ¥40, and India charges 3.00% with no flat fee. Always select your country in the calculator to see the correct rates for your region.